Address |
Telephone: (709) 364-8148 |
Our trustees are available to assist you in identifying your options and forming a plan to get you a fresh financial start. In many cases there are options other than bankruptcy, including:
- formal proposals governed by the Bankruptcy and Insolvency Act
- informal arrangement with creditors (with or without “credit counselling", and
- debt consolidation loans or refinancing.
Click here for more information on your options.
Richard Janes
Chartered Insolvency & Restructuring Professional, Trustee in Bankruptcy
Telephone: 709-364-8148;
Toll Free: 1-800-563-9779
richardjanes@janesnoseworthy.ca
Richard ( Rick) Janes, the founder of our firm, continues to lead Newfoundland's largest group of debt and insolvency specialists. Rick has been a Trustee since 1979 and, with thirty years experience, he continues to provide advice and assistance to both individuals and business debtors, who experience financial difficulty, throughout Newfoundland Labrador.
Derrick J. Hutchens
Chartered Insolvency & Restructuring Professional, Trustee in Bankruptcy
Telephone: 709-364-8148;
Toll Free: 1-800-563-9779
derrickhutchens@janesnoseworthy.ca
Derrick Hutchens obtained his Bachelor of Commerce degree from Memorial University of Newfoundland in 1978. He received his license as a Trustee in Bankruptcy in 1985 and has been a member of the Canadian Association of Insolvency and Restructuring Professionals since 1986.
Derrick has more than twenty five years experience in the administration of both personal and business bankruptcies, proposals, receiverships and liquidations.
Over the years Derrick has served as a Director on various boards in the community. As well, Derrick leads a very active life volunteering his time as a minor/junior hockey coach and general manager both at the local and provincial levels.
David Howe
Chartered Accountant, Chartered Insolvency & Restructuring Professional, Trustee in Bankruptcy
Telephone: 709-364-8148;
Toll Free: 1-800-563-9779
davidhowe@janesnoseworthy.ca
Dave Howe has been a member of the Janes & Noseworthy team for over 15 years. Dave’s main area of practice is in business insolvency & restructuring services. He has worked on the receivership, bankruptcy and restructuring of businesses in many different industries throughout Newfoundland & Labrador.
Richard S. Cullen
Chartered Insolvency & Restructuring Professional, Trustee in Bankruptcy
Telephone: 709-364-8148;
Toll Free: 1-800-563-9779
richardcullen@janesnoseworthy.ca
Richard (Rick) Cullen, has been assisting Newfoundlanders and Labradorians with their personal financial problems since 1991 and has been a Trustee since 1998. Rick joined Janes & Noseworthy in 2005 after accumulating fifteen years of experience in personal as well as corporate insolvency issues while working for a national accounting firm.
Mary Anstey
Credit Counsellor, Bankruptcy Administrator
Telephone: 709-364-8148;
Toll Free: 1-800-563-9779
maryanstey@janesnoseworthy.ca
Mary Wong
Estate Administration Assistant
Telephone: 709-364-8148;
Toll Free: 1-800-563-9779
marywong@janesnoseworthy.ca
Darlene Drover
Credit Counsellor, Estate Administration Assistant
Telephone: 709-364-8148;
Toll Free: 1-800-563-9779
darlenedrover@janesnoseworthy.ca
Joanne Coveyduck
Estate Administration Assistant
Telephone: 709-364-8148;
Toll Free: 1-800-563-9779
joannecoveyduck@janesnoseworthy.ca
Melinda Stanley
Estate Administration Assistant
Telephone: 709-364-8148;
Toll Free: 1-800-563-9779
melindastanley@janesnoseworthy.ca
Denyse Sinnott
Estate Administration Assistant
Telephone: 709-709-364-8148
Toll Free: 1-800-5639779
denysesinnott@janesnoseworthy.ca
Janes & Noseworthy's experienced professionals are available to help you resolve your financial difficulties. We know the difficulties associated with financial problems and our services are designed to lessen the often-stressful experience. All our trustees are members of provincial and national professional insolvency associations. They respect the Code of Ethics as defined by these associations and The Superintendent of Bankruptcy.

